Kwame is a graduate teacher stationed in Kumasi. He earns a monthly net income of GHC 1542.11. He is married to Joyce, a personal banker at Bank of Africa. They have a three year old son. Kwame has a closing balance of GHC 13,345.00 in his bank account. Besides, he also has an investment with a net value of GHC 2,780.00 with Databank Ghana Ltd.